🤑5 Powerful Ways Corebridge’s Annuity Guide Empowers Your Retirement

Are you looking for smart, reliable ways to convert retirement savings into consistent income? Corebridge Financial’s Annuity Education Guide delivers! Let’s explore five key insights that can help chart a secure retirement path—with confidence, clarity, and peace of mind.

1. What Is an Annuity?

An annuity is a long-term contract with an insurance company: you invest savings now, and they promise to deliver a steady income stream later—often for life.

• Tax-deferred growth means your investment compounds faster, and you’re not taxed until withdrawal.
• It shifts focus from market volatility to financial stability during retirement

2. Corebridge’s Legacy in Annuities

Corebridge is recognized for offering a wide assortment of annuity options—one of the broadest in the industry. With decades of experience, they’ve built reading materials and tools designed to guide pre-retirees toward lasting income security.

3. Exploring Types of Annuities

a) American Pathway® Income Annuities

• Market-risk protection
• Tax-deferred earnings
• Beneficiary safeguards and liquidity options
  Perfect for individuals seeking low risk and reliable income

b) Assured Edge® Fixed Annuities

• Guaranteed fixed returns & lifetime income options
• Market-risk protection and withdrawal flexibility
  Ideal for savers seeking predictability

c) Power Series Index Annuities®

• Growth tied to market indexes—without risking principal
• Options to double or match interest-credit rates via GLB riders
• Income guarantees even in weak markets

d) Corebridge MarketLock® Annuities

• Blend of index-linked growth with built-in downside protection
• Lock-in gains with reduced exposure to market drops

e) Polaris® Variable Annuities

• Investment-based growth through diversified portfolios
• Daily gain-lock features and lifelong income potential
• Death-benefit options for legacy planning

4. Income You Can’t Outlive

Across all annuity types, the standout feature is lifetime income protection—ensuring you won’t run out of money, even if your annuity balance reaches zero. Plus, Corebridge offers tools to help you monitor performance easily.

5. Why an Annuity Guide Matters

Retirement planning is complex:

• Corebridge’s guide helps simplify choices with clear explanations, case studies, and rate tables.
• They also offer calculators, videos, and educational tools (e.g., pathways for fixed annuities, step-up income features, and variable annuities) .

🧩 Which Annuity is Right for You?

Here’s a quick decision-making chart:

Priority	Recommended Annuity
Maximum security	American Pathway Income
Guaranteed returns	Assured Edge Fixed
Market-linked growth	Power Series Index
Balanced upside/downside	MarketLock Indexed
Highest growth potential	Polaris Variable

✅ Taking the Next Step

1. Connect with a financial professional to assess your retirement strategy.
2. Download the Annuity Education Guide on Corebridge’s website—it’s full of insights tailored for different risk levels and life goals.
3. Use interactive tools: calculators, videos, and case studies help you evaluate options in real time .

Final Thoughts

Corebridge’s guide empowers you to understand—not fear—annuities. Whether you prioritize safety, growth, or a balance of both, their education resources, calculators, and lifetime-income solutions let you design retirement income with clarity.

🌟 Ready to transform your savings into predictable, lifelong income? Download the guide, connect with a professional, and start planning today!

🔍 FAQ: Your Annuity Questions Answered

Q1. Can I access my annuity money early if needed?
Yes, many annuities allow partial withdrawals or liquidity options—but early withdrawals may incur fees or reduce benefits.

Q2. Are annuity earnings taxed?
Earnings are tax-deferred until withdrawal. Withdrawals are taxed as ordinary income; early withdrawals (before age 59½) may incur a 10% IRS penalty.

Q3. Do indexed annuities risk losing principal?
No—index annuities protect principal, but may limit earnings in flat markets due to caps or participation rates.

Q4. What makes variable annuities different?
They’re invested in subaccounts (like mutual funds), offering higher growth potential but with increased market risk. Features may include gain-locks and riders.

Q5. How do lifetime income riders work?
Lifetime income riders (GLBs) base guaranteed payouts on a growing income base—not your actual account value.

Q6. What should I consider when choosing an annuity?
Factors include risk tolerance, liquidity needs, income goals, legacy planning, fees, and insurance company strength.

Interested in learning more? Head over to Corebridge Financial’s online guide, or reach out to a financial advisor to start shaping a safer retirement income plan.